S.B. 132

This document includes Senate Committee Amendments incorporated into the bill on Mon, Jan 28, 2008 at 3:37 PM by rday. --> This document includes Senate 2nd Reading Floor Amendments incorporated into the bill on Tue, Feb 5, 2008 at 1:32 PM by rday. --> This document includes House Committee Amendments incorporated into the bill on Fri, Feb 22, 2008 at 11:10 AM by jeyring. --> 1

CONSUMER CREDIT PROTECTION ACT -
2 ATTORNEY GENERAL POWERS
3 2008 GENERAL SESSION
4 STATE OF UTAH
5 Chief Sponsor: Carlene M. Walker
6 House Sponsor: Eric K. Hutchings
7
8 LONG TITLE
9 General Description:
10 This bill addresses the attorney general's enforcement powers under Title 13, Chapter
11 44, Consumer Credit Protection Act.
12 Highlighted Provisions:
13 This bill:
14 . addresses the attorney general's power to enforce Title 13, Chapter 44, Consumer
15 Credit Protection Act, including:
16 . investigative powers; and
17 . adjudicative powers;
18 . makes the refusal to comply with certain requests or subpoenas a violation of Title
19 13, Chapter 44, Consumer Credit Protection Act;
20 . allows use of the Attorney General Litigation Fund to enforce the chapter; and
21 . makes technical changes.
22 Monies Appropriated in this Bill:
23 None
24 Other Special Clauses:
25 None
26 Utah Code Sections Affected:
27 AMENDS:

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Senate 2nd Reading Amendments 2-5-2008 rd/crp

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Senate Committee Amendments 1-28-2008 rd/crp 28

13-44-301, as enacted by Laws of Utah 2006, Chapter 343
29 76-10-922, as last amended by Laws of Utah 2002, Chapters 256 and 328
30
31 Be it enacted by the Legislature of the state of Utah:
32 Section 1. Section 13-44-301 is amended to read:
33 13-44-301. Enforcement.
34 (1) The attorney general may enforce this chapter's provisions.
35 (2) (a) Nothing in this chapter creates a private right of action.
36 (b) Nothing in this chapter affects any private right of action existing under other law,
37 including contract or tort.
38 (3) A person who violates this chapter's provisions is subject to a civil fine of:
39 (a) no greater than $2,500 for a violation or series of violations concerning a specific
40 consumer; and
41 (b) no greater than $100,000 in the aggregate for related violations concerning more
42 than one consumer.
43 (4) In addition to the penalties provided in Subsection (3), the attorney general may
44 seek injunctive relief to prevent future violations of this chapter in:
45 (a) the district court located in Salt Lake City; or
46 (b) the district court for the district in which resides a consumer who is affected by the
47 violation.
48 (5) In enforcing this chapter, the attorney general may:
49 (a) investigate the actions of any person alleged to violate Section
49a 13-44-201 or
50 13-44-202 ;
51 (b) subpoena a witness;
52 (c) subpoena a document or other evidence;
53 (d) require the production of books, papers, contracts, records, or other information
54 relevant to an investigation; and
55 (e) conduct an adjudication in accordance with Title 63, Chapter 46b, Administrative
56 Procedures Act, to enforce a civil provision under this chapter.
57 (6) A subpoena issued under Subsection (5) may be served by certified mail.
58 (7) A person's failure to respond to a request or subpoena from the attorney general

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House Committee Amendments 2-22-2008 je/crp

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Senate Committee Amendments 1-28-2008 rd/crp 59

under Subsection (5)(b), (c), or (d) is a violation of this chapter.
60 (8) (a) The attorney general may inspect and copy all records related to the business
61 conducted by the person S. H. [ [ ] alleged [ ] ] [ who is found ] .H .S to have violated this
61a1 chapter, including
61a records located outside
62 the state.
63 (b) For records located outside of the state, the person S. [ alleged ] who is found .S to
63a have violated this
64 chapter shall pay the attorney general's expenses to inspect the records, including travel costs.
65 (c) Upon notification from the attorney general of the attorney general's intent to
66 inspect records located outside of the state, the person S. [ alleged ] who is found .S to have
66a violated this chapter
67 shall pay the attorney general $500, or a higher amount if $500 is estimated to be insufficient,
68 to cover the attorney general's expenses to inspect the records.
69 (d) The attorney general shall deposit any amounts received under this Subsection (8)
70 in the Attorney General Litigation Fund established in Section 76-10-922 .
71 (e) To the extent an amount paid to the attorney general by a person S. [ alleged ] who is
71a found .S to have
72 violated this chapter is not expended by the attorney general, the amount shall be refunded to
73 the person S. [ alleged ] who is found .S to have violated this chapter.
74 (f) The Division of Corporations and Commercial Code or any other relevant entity
75 shall revoke any authorization to do business in this state of a person who fails to pay any
76 amount required under this Subsection (8).
77 Section 2. Section 76-10-922 is amended to read:
78 76-10-922. Attorney General Litigation Fund.
79 (1) (a) There is created a special revenue fund known as the Attorney General Litigation
80 Fund for the purpose of providing funds to pay for any costs and expenses incurred by the state
81 attorney general in relation to actions under state or federal antitrust [or], criminal laws, or civil
82 proceedings under Title 13, Chapter 44, Consumer Credit Protection Act. These funds are in
83 addition to other funds as may be appropriated by the Legislature to the attorney general for the
84 administration and enforcement of the laws of this state.
85 (b) At the close of any fiscal year, any balance in the fund in excess of $2,000,000 shall
86 be transferred to the General Fund.
87 (c) The attorney general may expend monies from the Attorney General Litigation
88 Fund for the purposes in Subsection (1)(a).
89 (2) (a) All monies received by the state or its agencies by reason of any judgment,

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- 4 - 90 settlement, or compromise as the result of any action commenced, investigated, or prosecuted
91 by the attorney general, after payment of any fines, restitution, payments, costs, or fees
92 allocated by the court, shall be deposited in the Attorney General Litigation Fund, except as
93 provided in Subsection (2)(b).
94 (b) (i) Any expenses advanced by the attorney general in any of the actions under
95 Subsection (1)(a) shall be credited to the Attorney General Litigation Fund.
96 (ii) Any monies recovered by the attorney general on behalf of any private person or
97 public body other than the state shall be paid to those persons or bodies from funds remaining
98 after payment of expenses under Subsection (2)(b)(i).
99 (3) The Division of Finance shall transfer any monies remaining in the Antitrust
100 Revolving Account on July 1, 2002, to the Attorney General Litigation Fund created in
101 Subsection (1).

Legislative Review Note
as of 1-14-08 2:15 PM

Office of Legislative Research and General Counsel