S.B. 143
         MORTGAGE AND FINANCIAL AFFAIRS AMENDMENTS

Senate Committee Amendments

Amendment 1 February 19, 2013 11:09 AM



Senator Wayne A. Harper proposes the following amendments:

1.    Page 2, Line 58 through Page 3, Line 72 :    

             58          [(f)] (i) "Single point of contact" means [a person] an individual or the individual's
             59      replacement who, as the designated representative of the beneficiary or servicer, is authorized
             60      to
{   [   } :

    (i)
{   ]   } coordinate and ensure effective communication with a default trustor concerning:

             61          
{   [   } (A)      {   ]   }      {   (i)   } foreclosure proceedings initiated by the beneficiary or servicer relating to the

             62      trust property; and
             63          
{   [   } (B)      {   ]   }      {   (ii)   } any foreclosure relief offered by or acceptable to the beneficiary or servicer      {   [   } ;      {   ]   }

             64      [and]
{   .   }

  (ii)    be informed of and involved in making decisions concerning the default trustor's eligibility for foreclosure relief; and      

             65          
{   [   }      {   (ii)   }        (iii)            {   direct   }        access and be informed of the procedural details of       all foreclosure proceedings initiated by the beneficiary or servicer relating to

             66      the trust property, including:
{   ]   }

             67          
{   [   } (A) the filing of a notice of default under Section 57-1-24 and any cancellation of a

             68      notice of default;
{   ]   }

             69          
{   [   } (B) the publication of a notice of trustee's sale under Section 57-1-25 ; and      {   ]   }

             70          
{   [   } (C) the postponement of a trustee's sale under Section 57-1-27 or this section.      {   ]   }

             71          (2) (a)
{   Before   }        No fewer than 30 days before the day on which       a notice of default is filed for record under Section 57-1-24 , a beneficiary

             72      or servicer shall:


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