House of Representatives
      
State of Utah
Madam Speaker:
 
    With committee review, the Business and Labor Committee recommends   H.B. 12, CONSUMER
CREDIT PROTECTION AMENDMENTS, by Representative P. Ray, be replaced with  3rd Sub. 
H.B. 12, CONSUMER CREDIT PROTECTION AMENDMENTS, and has returned it to the Rules
Committee without recommendation.
 
    Respectfully,
    James A. Dunnigan
    Committee Chair
Voting:  --
15   HB0012.HC1.wpd   3/7/14 2:17 pm   bhowe/BRH   CRG/TAS