31A-6a-103.   Requirements for doing business.
     (1) A service contract may not be issued, sold, or offered for sale in this state unless the service contract is insured under a service contract reimbursement insurance policy issued by:
     (a) an insurer authorized to do business in this state; or
     (b) a recognized surplus lines carrier.
     (2) (a) A service contract may not be issued, sold, or offered for sale unless the service contract provider completes the registration process described in this Subsection (2).
     (b) To register, a service contract provider shall submit to the department the following:
     (i) an application for registration;
     (ii) a fee established in accordance with Section 31A-3-103;
     (iii) a copy of any service contract that the service contract provider offers in this state; and
     (iv) a copy of the service contract provider's reimbursement insurance policy.
     (c) A service provider shall submit the information described in Subsection (2)(b) no less than 30 days before the day on which the service provider issues, sells, offers for sale, or uses a service contract or reimbursement insurance policy in this state.
     (d) A service provider shall file any modification of the terms of a service contract or reimbursement insurance policy 30 days before the day on which it is used in this state.
     (e) A person complying with this chapter is not required to comply with:
     (i) Subsections 31A-21-201(1) and 31A-23a-402(3); or
     (ii) Chapter 19a, Utah Rate Regulation Act.
     (3) (a) Premiums collected on a service contract are not subject to premium taxes.
     (b) Premiums collected by an issuer of a reimbursement insurance policy are subject to premium taxes.
     (4) A person marketing, selling, or offering to sell a service contract for a service contract provider that complies with this chapter is exempt from the licensing requirements of this title.
     (5) A service contract provider complying with this chapter is not required to comply with:
     (a) Chapter 5, Domestic Stock and Mutual Insurance Corporations;
     (b) Chapter 7, Nonprofit Health Service Insurance Corporations;
     (c) Chapter 8, Health Maintenance Organizations and Limited Health Plans;
     (d) Chapter 9, Insurance Fraternals;
     (e) Chapter 10, Annuities;
     (f) Chapter 11, Motor Clubs;
     (g) Chapter 12, State Risk Management Fund;
     (h) Chapter 13, Employee Welfare Funds and Plans;
     (i) Chapter 14, Foreign Insurers;
     (j) Chapter 19a, Utah Rate Regulation Act;
     (k) Chapter 25, Third Party Administrators; and
     (l) Chapter 28, Guaranty Associations.

Amended by Chapter 345, 2008 General Session
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Last revised: Thursday, May 28, 2009