31A-21-101. Scope of Chapters 21 and 22.
(1) Except as provided in Subsections (2) through (6), this chapter and Chapter 22,
Contracts in Specific Lines, apply to all insurance policies, applications, and certificates:
(a) delivered or issued for delivery in this state;
(b) on property ordinarily located in this state;
(c) on persons residing in this state when the policy is issued; or
(d) on business operations in this state.
(2) This chapter and Chapter 22 do not apply to:
(a) an exemption provided in Section 31A-1-103;
(b) an insurance policy procured under Sections 31A-15-103 and 31A-15-104;
(c) an insurance policy on business operations in this state:
(i) if:
(A) the contract is negotiated primarily outside this state; and
(B) the operations in this state are incidental or subordinate to operations outside this
state; and
(ii) except that insurance required by a Utah statute must conform to the statutory
requirements; or
(d) other exemptions provided in this title.
(3) (a) Sections 31A-21-102, 31A-21-103, 31A-21-104, Subsections 31A-21-107 (1) and
(3), and Sections 31A-21-306, 31A-21-308, 31A-21-312, and 31A-21-314 apply to ocean marine
and inland marine insurance.
(b) Section 31A-21-201 applies to inland marine insurance that is written according to
manual rules or rating plans.
(4) A group or blanket policy is subject to this chapter and Chapter 22, except:
(a) a group or blanket policy outside the scope of this title under Subsection
31A-1-103(3)(h); and
(b) other exemptions provided under Subsection (5).
(5) The commissioner may by rule exempt any class of insurance contract or class of
insurer from any or all of the provisions of this chapter and Chapter 22 if the interests of the Utah
insureds, creditors, or the public would not be harmed by the exemption.
(6) Workers' compensation insurance, including that written by the Workers'
Compensation Fund created under Chapter 33, Workers' Compensation Fund, is subject to this
chapter and Chapter 22.
(7) Unless clearly inapplicable, any provision of this chapter or Chapter 22 applicable to
either a policy or a contract is applicable to both.
Amended by Chapter 197, 2006 General Session
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Last revised: Thursday, May 28, 2009