Securities Division - Real Estate Division
Utah High Cost Home Loan Act
Section 107
Prohibition on single premium credit life insurance.
     61-2d-107.   Prohibition on single premium credit life insurance.
     A borrower credit transaction involving a high-cost mortgage may not include:
     (1) the offer or sale of any insurance policy, on a single premium or single fee basis, that insures, guarantees, or indemnifies the repayment of the outstanding balance of the loan against:
     (a) death;
     (b) illness;
     (c) accident;
     (d) disability; or
     (e) unemployment of the borrower; or
     (2) debt cancellation or a debt suspension agreement.

Enacted by Chapter 252, 2004 General Session
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