Financial Institution Mortgage Financing Regulation Act
Mortgage Lending and Servicing Act
Section 305
Fee restrictions.
     70D-2-305.   Fee restrictions.
     A lender or broker may not accept a fee or deposit from an applicant for a mortgage loan unless at the time the lender or broker accepts the fee or deposit there is a written statement:
     (1) signed by the applicant;
     (2) stating whether or not the fee or deposit is refundable; and
     (3) describing the conditions, if any, under which all or a portion of the fee or deposit will be refunded to the applicant.

Renumbered and Amended by Chapter 72, 2009 General Session
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