Financial Institution Mortgage Financing Regulation Act
Financial Institution Loan Originator Licensing Act
Section 201
Licensing required -- Exemptions.
     70D-3-201.   Licensing required -- Exemptions.
     (1) (a) On or after January 1, 2011, except as provided in Subsection (2), an individual described in Subsection (1)(b) may not engage in the business of a loan originator unless that individual:
     (i) is licensed under this chapter; or
     (ii) is a registered loan originator.
     (b) This Subsection (1) applies to an employee or agent of:
     (i) a depository institution;
     (ii) a subsidiary of a depository institution; or
     (iii) an affiliate of a depository institution.
     (2) An individual described in Subsection (1)(b) may engage in the business of a loan originator without being licensed under this chapter or a registered loan originator when acting as a loan processor or underwriter.

Enacted by Chapter 72, 2009 General Session
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