Financial Institution Mortgage Financing Regulation Act
Financial Institution Loan Originator Licensing Act
Section 202
Qualifications for licensure.
     70D-3-202.   Qualifications for licensure.
     To qualify for a license under this chapter an individual shall comply with all of the following, the individual:
     (1) shall comply with 12 U.S.C. Sec. 5104 to register with and maintain a unique identifier through the nationwide database;
     (2) may not have had a loan originator license revoked in a governmental jurisdiction;
     (3) may not have been convicted of, or pled guilty or no contest to, a felony:
     (a) during the seven years preceding the day on which the individual files an application; or
     (b) at any time, if the felony involves an act of:
     (i) fraud;
     (ii) dishonesty;
     (iii) breach of trust; or
     (iv) money laundering;
     (4) shall demonstrate financial responsibility, character, and general fitness such as to:
     (a) command the confidence of the community; and
     (b) warrant a determination that the individual will operate as a loan originator honestly, fairly, and efficiently within the purposes of this chapter;
     (5) shall be covered by a surety bond posted in accordance with Section 70D-3-205;
     (6) shall complete the prelicensing education required by Section 70D-3-301; and
     (7) shall pass the written examination required by Section 70D-3-302.

Enacted by Chapter 72, 2009 General Session
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