<section number="13-45-601"><effdate>5/7/2025</effdate><histories><history>Enacted by Chapter <modchap sess="2025GS">415</modchap>, 2025 General Session</history><modyear>2025</modyear></histories><catchline>Consumer reporting agency -- Prohibitions.</catchline><subsection number="13-45-601(1)">Except as provided in Subsection (2), a consumer reporting agency may not report information relating to:<subsection number="13-45-601(1)(a)">an arrest not resulting in a conviction;</subsection><subsection number="13-45-601(1)(b)">a criminal charge not resulting in a conviction;</subsection><subsection number="13-45-601(1)(c)">an expunged conviction; or</subsection><subsection number="13-45-601(1)(d)">a pardoned conviction.</subsection></subsection><subsection number="13-45-601(2)">A consumer reporting agency may report:<subsection number="13-45-601(2)(a)">a pending criminal charge; or</subsection><subsection number="13-45-601(2)(b)">an arrest that has not reached a final disposition.</subsection></subsection></section>