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Index	Utah Code
Title 15	Contracts and Obligations in General
Chapter 1	Interest
Section 4	Interest on judgments. *(Effective 3/13/2026)*

Effective 3/13/2026
15-1-4. Interest on judgments.

(1)

As used in this section:

(a)

"Court" means:

(i)	the district court;

(ii)	the justice court;

(iii)

the Business and Chancery Court; or

(iv)	the Constitutional Court if Title 78A, Chapter 5b, Constitutional Court, takes effect as described in Section 78A-5b-102.

(b)	"Federal postjudgment interest rate" means the interest rate established for the federal court system under 28 U.S.C. Sec. 1961, as amended.

(2)

(a)	Except as provided in Subsection (2)(b), a judgment rendered on a lawful contract shall conform to the contract and shall bear the interest agreed upon by the parties, which shall be specified in the judgment.

(b)

A judgment rendered on a deferred deposit loan subject to Title 7, Chapter 23, Check Cashing and Deferred Deposit Lending Registration Act, shall bear interest at the rate imposed under Subsection (3)(a) on an amount not exceeding the sum of:

(i)	the total of the principal balance of the deferred deposit loan;

(ii)	interest at the rate imposed by the deferred deposit loan agreement for a period not exceeding 10 weeks as provided in Subsection 7-23-401(4);

(iii)

costs;

(iv)	attorney fees; and

(v)	other amounts allowed by law and ordered by the court.

(3)

(a)	Except as otherwise provided by law, or as governed by Subsection (4), all other final civil and criminal judgments of a court shall bear interest at the federal postjudgment interest rate as of January 1 of each year, plus 2%.

(b)	The interest rate described in Subsection (3)(a) that is in effect at the time of the judgment shall remain the interest rate for the duration of the judgment.

(c)	The interest on criminal judgments shall be calculated on the total amount of the judgment.

(d)	Interest paid on state revenue shall be deposited in accordance with Section 63A-3-505.

(e)	Interest paid on revenue to a county or municipality shall be paid into the general fund of the county or municipality.

(4)	A judgment under $10,000 in an action regarding the purchase of goods and services shall bear interest from the date on which the court enters the judgment at 10% plus the federal postjudgment interest rate in effect on January 1 of the year in which the judgment is entered.

Amended by Chapter 38, 2026 General Session

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