Title 31A  Chapter 22  Part 14  Section 1405

IndexUtah Code
Title 31AInsurance Code
Chapter 22Contracts in Specific Lines
Part 14Long-Term Care Insurance Standards
Section 1405Restrictions on terms of coverage.


31A-22-1405.  Restrictions on terms of coverage.
     No long-term care insurance policy may:
(1) be canceled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder;
(2) contain a provision establishing a new waiting period in the event existing coverage is converted to or replaced by a new or other form within the same company, except with respect to an increase in benefits voluntarily selected by the insured individual or group policyholder; or
(3) provide coverage for skilled nursing care only or provide significantly more coverage for skilled care in a facility than coverage for lower levels of care.


Enacted by Chapter 243, 1991 General Session