<?xml version="1.0" encoding="ISO-8859-1"?><section number="31A-22-304"><effdate>5/3/2023</effdate><histories><history>Amended by Chapter <modchap sess="2023GS">51</modchap>, 2023 General Session</history><modyear>2023</modyear></histories><catchline>Motor vehicle liability policy minimum limits.</catchline><subsection number="31A-22-304(1)">
A policy issued or renewed on or before December 31, 2024, containing motor vehicle liability coverage may not limit the insurer's liability under that coverage below the following:
<subsection number="31A-22-304(1)(a)"><subsection number="31A-22-304(1)(a)(i)">
$25,000 because of liability for bodily injury to or death of one person, arising out of the use of a motor vehicle in any one accident;</subsection><subsection number="31A-22-304(1)(a)(ii)">
subject to the limit for one person in Subsection <xref depth="4" refnumber="31A-22-304(1)(a)(i)" start="0">(1)(a)(i)</xref>, in the amount of $65,000 because of liability for bodily injury to or death of two or more persons arising out of the use of a motor vehicle in any one accident; and</subsection><subsection number="31A-22-304(1)(a)(iii)">
in the amount of $15,000 because of liability for injury to, or destruction of, property of others arising out of the use of a motor vehicle in any one accident; or</subsection></subsection><subsection number="31A-22-304(1)(b)">
$80,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others.</subsection></subsection><subsection number="31A-22-304(2)">
Subject to Subsection <xref depth="4" refnumber="31A-22-304(3)" start="0">(3)</xref>, a policy issued or renewed on or after January 1, 2025, containing motor vehicle liability coverage may not limit the insurer's liability under that coverage below the following:
<subsection number="31A-22-304(2)(a)"><subsection number="31A-22-304(2)(a)(i)">
$30,000 because of liability for bodily injury to or death of one person, arising out of the use of a motor vehicle in any one accident;</subsection><subsection number="31A-22-304(2)(a)(ii)">
subject to the limit for one person in Subsection <xref depth="4" refnumber="31A-22-304(2)(a)(i)" start="0">(2)(a)(i)</xref>, in the amount of $65,000 because of liability for bodily injury to or death of two or more persons arising out of the use of a motor vehicle in any one accident; and</subsection><subsection number="31A-22-304(2)(a)(iii)">
in the amount of $25,000 because of liability for injury to, or destruction of, property of others arising out of the use of a motor vehicle in any one accident; or</subsection></subsection><subsection number="31A-22-304(2)(b)">
$90,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others.</subsection></subsection><subsection number="31A-22-304(3)">
Notwithstanding Subsection <xref depth="4" refnumber="31A-22-304(2)" start="0">(2)</xref>, for a policy for a self-insured, private rental fleet, the policy containing motor vehicle liability coverage may not limit the insurer's liability under that coverage below the following:
<subsection number="31A-22-304(3)(a)"><subsection number="31A-22-304(3)(a)(i)">
$25,000 because of liability for bodily injury to or death of one person, arising out of the use of a motor vehicle in any one accident;</subsection><subsection number="31A-22-304(3)(a)(ii)">
subject to the limit for one person in Subsection <xref depth="4" refnumber="31A-22-304(3)(a)(i)" start="0">(3)(a)(i)</xref>, in the amount of $65,000 because of liability for bodily injury to or death of two or more persons arising out of the use of a motor vehicle in any one accident; and</subsection><subsection number="31A-22-304(3)(a)(iii)">
in the amount of $15,000 because of liability for injury to, or destruction of, property of others arising out of the use of a motor vehicle in any one accident; or</subsection></subsection><subsection number="31A-22-304(3)(b)">
$80,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others.</subsection></subsection></section>
