<section number="31A-26-403.1"><effdate>5/6/2026</effdate><histories><history>Enacted by Chapter <modchap sess="2026GS">45</modchap>, 2026 General Session</history><modyear>2026</modyear></histories><catchline>Assignment of property insurance policy rights and benefits.</catchline><subsection number="31A-26-403.1(1)">A property insurance policy may prohibit the assignment of a right or benefit under the property insurance policy to a property repair contractor, roofing company, disaster clean up company, appraiser, inspector, or other person hired to remedy the damage that is the subject of an insured's claim.</subsection><subsection number="31A-26-403.1(2)">A person may not circumvent the prohibition described in Subsection <xref depth="4" refnumber="31A-26-403.1(1)">(1)</xref> by obtaining a power of attorney from an insured.</subsection><subsection number="31A-26-403.1(3)">A property insurance policy may not prohibit the assignment of a right or benefit under the policy to a policy adjuster.</subsection></section>