2
3
4
5
6 Cosponsors:
7 Patrice M. Arent
8 Joel K. Briscoe
9 Jennifer Dailey-Provost
Susan Duckworth
Eric K. Hutchings
Karen Kwan
Carol Spackman Moss
Angela Romero
Lawanna Shurtliff
10
11 LONG TITLE
12 General Description:
13 This bill enacts provisions related to life insurance, accident and health insurance, and
14 long-term care insurance.
15 Highlighted Provisions:
16 This bill:
17 ▸ prohibits an insurer from discriminating in the offering, issuance, cancellation,
18 amount of coverage, price, or any other condition of a life insurance, accident and
19 health insurance, or long-term care insurance policy or contract due to the status of
20 an individual as a living organ donor; and
21 ▸ defines terms.
22 Money Appropriated in this Bill:
23 None
24 Other Special Clauses:
25 None
26 Utah Code Sections Affected:
27 ENACTS:
28 31A-22-430, Utah Code Annotated 1953
29 31A-22-653, Utah Code Annotated 1953
30 31A-22-1415, Utah Code Annotated 1953
31
32 Be it enacted by the Legislature of the state of Utah:
33 Section 1. Section 31A-22-430 is enacted to read:
34 31A-22-430. Living organ donor coverage.
35 (1) For the purposes of this section, "living organ donor" means the same as that term
36 is defined in Section 31A-22-653.
37 (2) An insurer may not:
38 (a) deny eligibility for coverage or limit coverage of a individual under a life insurance
39 policy or contract solely due to the status of the individual as a living organ donor;
40 (b) preclude an individual from donating all or part of an organ as a condition of
41 receiving or continuing to receive coverage under a life insurance policy or contract; or
42 (c) discriminate in the offering, issuance, cancellation, amount of coverage, price, or
43 any other condition of a life insurance policy or contract for an individual based upon the status
44 of the individual as a living organ donor without any additional actuarial risk.
45 (3) The commissioner shall make educational materials available to insurers and the
46 public on the access of living organ donors to insurance.
47 (4) The commissioner may make rules in accordance with Title 63G, Chapter 3, Utah
48 Administrative Rulemaking Act, to implement the provisions of this section.
49 Section 2. Section 31A-22-653 is enacted to read:
50 31A-22-653. Living organ donor coverage.
51 (1) For the purposes of this section, "living organ donor" means an individual who has
52 donated all or part of an organ and is not deceased.
53 (2) An insurer may not:
54 (a) deny eligibility for coverage or limit coverage of a individual under an accident and
55 health insurance policy or contract solely due to the status of the individual as a living organ
56 donor;
57 (b) preclude an individual from donating all or part of an organ as a condition of
58 receiving or continuing to receive coverage under an accident and health insurance policy or
59 contract; or
60 (c) discriminate in the offering, issuance, cancellation, amount of coverage, price, or
61 any other condition of an accident and health insurance policy or contract for an individual
62 based upon the status of the individual as a living organ donor without any additional actuarial
63 risk.
64 (3) The commissioner shall make educational materials available to insurers and the
65 public on the access of living organ donors to insurance.
66 (4) The commissioner may make rules in accordance with Title 63G, Chapter 3, Utah
67 Administrative Rulemaking Act, to implement the provisions of this section.
68 Section 3. Section 31A-22-1415 is enacted to read:
69 31A-22-1415. Living organ donor coverage.
70 (1) For the purposes of this section, "living organ donor" means the same as that term
71 is defined in Section 31A-22-653.
72 (2) An insurer may not:
73 (a) deny eligibility for coverage or limit coverage of a individual under a long-term
74 care insurance policy or contract solely due to the status of the individual as a living organ
75 donor;
76 (b) preclude an individual from donating all or part of an organ as a condition of
77 receiving or continuing to receive coverage under a long-term care insurance policy or contract;
78 or
79 (c) discriminate in the offering, issuance, cancellation, amount of coverage, price, or
80 any other condition of a long-term care insurance policy or contract for an individual based
81 upon the status of the individual as a living organ donor without any additional actuarial risk.
82 (3) The commissioner shall make educational materials available to insurers and the
83 public on the access of living organ donors to insurance.
84 (4) The commissioner may make rules in accordance with Title 63G, Chapter 3, Utah
85 Administrative Rulemaking Act, to implement the provisions of this section.