1     
INCOME TAX REDUCTIONS

2     
2020 GENERAL SESSION

3     
STATE OF UTAH

4     
Chief Sponsor: Travis M. Seegmiller

5     
Senate Sponsor: ____________

6     

7     LONG TITLE
8     General Description:
9          This bill modifies the income tax code by amending provisions relating to income tax
10     rates and tax credit calculations.
11     Highlighted Provisions:
12          This bill:
13          ▸     amends the corporate franchise and income tax rate;
14          ▸     amends the individual income tax rate;
15          ▸     amends the calculations of certain tax credits to match the income tax rates; and
16          ▸     makes technical changes.
17     Money Appropriated in this Bill:
18          None
19     Other Special Clauses:
20          This bill provides a special effective date.
21     Utah Code Sections Affected:
22     AMENDS:
23          59-7-104, as last amended by Laws of Utah 2019, Chapter 418
24          59-7-201, as last amended by Laws of Utah 2018, Chapter 456
25          59-7-610, as last amended by Laws of Utah 2019, Chapter 247
26          59-7-620, as last amended by Laws of Utah 2017, Chapter 222
27          59-10-104, as last amended by Laws of Utah 2018, Chapter 456

28          59-10-1007, as last amended by Laws of Utah 2019, Chapter 247
29          59-10-1017, as last amended by Laws of Utah 2017, Chapter 389
30          59-10-1017.1, as enacted by Laws of Utah 2017, Chapter 389
31          59-10-1022, as enacted by Laws of Utah 2008, Chapter 389
32          59-10-1023, as enacted by Laws of Utah 2008, Chapter 389
33          59-10-1028, as last amended by Laws of Utah 2012, Chapter 399
34          59-10-1035, as last amended by Laws of Utah 2017, Chapter 222
35          59-10-1036, as enacted by Laws of Utah 2016, Chapter 55
36     

37     Be it enacted by the Legislature of the state of Utah:
38          Section 1. Section 59-7-104 is amended to read:
39          59-7-104. Tax -- Minimum tax.
40          (1) Each domestic and foreign corporation, except a corporation that is exempt under
41     Section 59-7-102, shall pay an annual tax to the state based on the corporation's Utah taxable
42     income for the taxable year for the privilege of exercising the corporation's corporate franchise,
43     as defined in Section 59-7-101, or for the privilege of doing business, as defined in Section
44     59-7-101, in the state.
45          (2) The tax shall be [4.95%] 4.75% of a corporation's Utah taxable income.
46          (3) The minimum tax a corporation shall pay under this chapter is $100.
47          Section 2. Section 59-7-201 is amended to read:
48          59-7-201. Tax -- Minimum tax.
49          (1) There is imposed upon each corporation, except a corporation that is exempt under
50     Section 59-7-102, a tax upon the corporation's Utah taxable income for the taxable year that is
51     derived from sources within this state other than income for any period that the corporation is
52     required to include in the corporation's tax base under Section 59-7-104.
53          (2) The tax imposed by Subsection (1) shall be [4.95%] 4.75% of a corporation's Utah
54     taxable income.
55          (3) In no case shall the tax be less than $100.
56          Section 3. Section 59-7-610 is amended to read:
57          59-7-610. Recycling market development zones tax credits.
58          (1) Subject to other provisions of this section, a taxpayer that is a business operating in

59     a recycling market development zone as defined in Section 63N-2-402 may claim the following
60     nonrefundable tax credits:
61          (a) a tax credit [of 5% of] equal to the product of the percentage listed in Subsection
62     59-7-104(2) and the purchase price paid for machinery and equipment used directly in:
63          (i) commercial composting; or
64          (ii) manufacturing facilities or plant units that:
65          (A) manufacture, process, compound, or produce recycled items of tangible personal
66     property for sale; or
67          (B) reduce or reuse postconsumer waste material; and
68          (b) a tax credit equal to the lesser of:
69          (i) 20% of net expenditures to third parties for rent, wages, supplies, tools, test
70     inventory, and utilities made by the taxpayer for establishing and operating recycling or
71     composting technology in Utah; and
72          (ii) $2,000.
73          (2) (a) To claim a tax credit described in Subsection (1), the taxpayer shall receive
74     from the Governor's Office of Economic Development a written certification, on a form
75     approved by the commission, that includes:
76          (i) a statement that the taxpayer is operating a business within the boundaries of a
77     recycling market development zone;
78          (ii) for claims of the tax credit described in Subsection (1)(a):
79          (A) the type of the machinery and equipment that the taxpayer purchased;
80          (B) the date that the taxpayer purchased the machinery and equipment;
81          (C) the purchase price for the machinery and equipment;
82          (D) the total purchase price for all machinery and equipment for which the taxpayer is
83     claiming a tax credit;
84          (E) a statement that the machinery and equipment are integral to the composting or
85     recycling process; and
86          (F) the amount of the taxpayer's tax credit; and
87          (iii) for claims of the tax credit described in Subsection (1)(b):
88          (A) the type of net expenditure that the taxpayer made to a third party;
89          (B) the date that the taxpayer made the payment to a third party;

90          (C) the amount that the taxpayer paid to each third party;
91          (D) the total amount that the taxpayer paid to all third parties;
92          (E) a statement that the net expenditures support the establishment and operation of
93     recycling or composting technology in Utah; and
94          (F) the amount of the taxpayer's tax credit.
95          (b) (i) The Governor's Office of Economic Development shall provide a taxpayer
96     seeking to claim a tax credit under Subsection (1) with a copy of the written certification.
97          (ii) The taxpayer shall retain a copy of the written certification for the same period of
98     time that a person is required to keep books and records under Section 59-1-1406.
99          (c) The Governor's Office of Economic Development shall submit to the commission
100     an electronic list that includes:
101          (i) the name and identifying information of each taxpayer to which the office issues a
102     written certification; and
103          (ii) for each taxpayer, the amount of each tax credit listed on the written certification.
104          (3) A taxpayer may not claim a tax credit under Subsection (1)(a), Subsection (1)(b), or
105     both that exceeds 40% of the taxpayer's state income tax liability as the tax liability is
106     calculated:
107          (a) for the taxable year in which the taxpayer made the purchases or payments;
108          (b) before any other tax credits the taxpayer may claim for the taxable year; and
109          (c) before the taxpayer claiming a tax credit authorized by this section.
110          (4) The commission shall make rules governing what information a taxpayer shall file
111     with the commission to verify the entitlement to and amount of a tax credit.
112          (5) Except as provided in Subsections (6) through (8), a taxpayer may carry forward, to
113     the next three taxable years, the amount of the tax credit that exceeds the taxpayer's income tax
114     liability for the taxable year.
115          (6) A taxpayer may not claim or carry forward a tax credit described in Subsection
116     (1)(a) in a taxable year during which the taxpayer claims or carries forward a tax credit under
117     Section 63N-2-213.
118          (7) A taxpayer may not claim or carry forward a tax credit described in Subsection
119     (1)(b) in a taxable year during which the taxpayer claims or carries forward a tax credit under
120     Section 63N-2-213.

121          (8) A taxpayer may not claim or carry forward a tax credit under this section for a
122     taxable year during which the taxpayer claims the targeted business income tax credit under
123     Section 59-7-624.
124          Section 4. Section 59-7-620 is amended to read:
125          59-7-620. Nonrefundable tax credit for contribution to state Achieving a Better
126     Life Experience Program account.
127          (1) As used in this section:
128          (a) "Account" means an account in a qualified ABLE program where the designated
129     beneficiary of the account is a resident of this state.
130          (b) "Contributor" means a corporation that:
131          (i) makes a contribution to an account; and
132          (ii) receives a statement from the qualified ABLE program itemizing the contribution.
133          (c) "Designated beneficiary" means the same as that term is defined in 26 U.S.C. Sec.
134     529A.
135          (d) "Qualified ABLE program" means the same as that term is defined in Section
136     35A-12-102.
137          (2) A contributor to an account may claim a nonrefundable tax credit as provided in
138     this section.
139          (3) Subject to the other provisions of this section, the tax credit is equal to the product
140     of:
141          (a) [5%] the percentage listed in Subsection 59-7-104(2); and
142          (b) the total amount of contributions:
143          (i) the contributor makes for the taxable year; and
144          (ii) for which the contributor receives a statement from the qualified ABLE program
145     itemizing the contributions.
146          (4) A contributor may not claim a tax credit under this section:
147          (a) for an amount of excess contribution to an account that is returned to the
148     contributor; or
149          (b) with respect to an amount the contributor deducts on a federal income tax return.
150          (5) A tax credit under this section may not be carried forward or carried back.
151          Section 5. Section 59-10-104 is amended to read:

152          59-10-104. Tax basis -- Tax rate -- Exemption.
153          (1) A tax is imposed on the state taxable income of a resident individual as provided in
154     this section.
155          (2) For purposes of Subsection (1), for a taxable year, the tax is an amount equal to the
156     product of:
157          (a) the resident individual's state taxable income for that taxable year; and
158          (b) [4.95%] 4.75%.
159          (3) This section does not apply to a resident individual exempt from taxation under
160     Section 59-10-104.1.
161          Section 6. Section 59-10-1007 is amended to read:
162          59-10-1007. Recycling market development zones tax credits.
163          (1) Subject to other provisions of this section, a claimant, estate, or trust in a recycling
164     market development zone as defined in Section 63N-2-402 may claim the following
165     nonrefundable tax credits:
166          (a) a tax credit [of 5% of] equal to the product of the percentage listed in Subsection
167     59-10-104(2) and the purchase price paid for machinery and equipment used directly in:
168          (i) commercial composting; or
169          (ii) manufacturing facilities or plant units that:
170          (A) manufacture, process, compound, or produce recycled items of tangible personal
171     property for sale; or
172          (B) reduce or reuse postconsumer waste material; and
173          (b) a tax credit equal to the lesser of:
174          (i) 20% of net expenditures to third parties for rent, wages, supplies, tools, test
175     inventory, and utilities made by the claimant, estate, or trust for establishing and operating
176     recycling or composting technology in Utah; and
177          (ii) $2,000.
178          (2) (a) To claim a tax credit described in Subsection (1), the claimant, estate, or trust
179     shall receive from the Governor's Office of Economic Development a written certification, on a
180     form approved by the commission, that includes:
181          (i) a statement that the claimant, estate, or trust is operating within the boundaries of a
182     recycling market development zone;

183          (ii) for claims of the tax credit described in Subsection (1)(a):
184          (A) the type of the machinery and equipment that the claimant, estate, or trust
185     purchased;
186          (B) the date that the claimant, estate, or trust purchased the machinery and equipment;
187          (C) the purchase price for the machinery and equipment;
188          (D) the total purchase price for all machinery and equipment for which the claimant,
189     estate, or trust is claiming a tax credit;
190          (E) the amount of the claimant's, estate's, or trust's tax credit; and
191          (F) a statement that the machinery and equipment are integral to the composting or
192     recycling process; and
193          (iii) for claims of the tax credit described in Subsection (1)(b):
194          (A) the type of net expenditure that the claimant, estate, or trust made to a third party;
195          (B) the date that the claimant, estate, or trust made the payment to a third party;
196          (C) the amount that the claimant, estate, or trust paid to each third party;
197          (D) the total amount that the claimant, estate, or trust paid to all third parties;
198          (E) a statement that the net expenditures support the establishment and operation of
199     recycling or composting technology in Utah; and
200          (F) the amount of the claimant's, estate's, or trust's tax credit.
201          (b) (i) The Governor's Office of Economic Development shall provide a claimant,
202     estate, or trust seeking to claim a tax credit under Subsection (1) with a copy of the written
203     certification.
204          (ii) The claimant, estate, or trust shall retain a copy of the written certification for the
205     same period of time that a person is required to keep books and records under Section
206     59-1-1406.
207          (c) The Governor's Office of Economic Development shall submit to the commission
208     an electronic list that includes:
209          (i) the name and identifying information of each claimant, estate, or trust to which the
210     office issues a written certification; and
211          (ii) for each claimant, estate, or trust, the amount of each tax credit listed on the written
212     certification.
213          (3) A claimant, estate, or trust may not claim a tax credit under Subsection (1)(a),

214     Subsection (1)(b), or both that exceeds 40% of the claimant's, estate's, or trust's state income
215     tax liability as the tax liability is calculated:
216          (a) for the taxable year in which the claimant, estate, or trust made the purchases or
217     payments;
218          (b) before any other tax credits the claimant, estate, or trust may claim for the taxable
219     year; and
220          (c) before the claimant, estate, or trust claiming a tax credit authorized by this section.
221          (4) The commission shall make rules governing what information a claimant, estate, or
222     trust shall file with the commission to verify the entitlement to and amount of a tax credit.
223          (5) Except as provided in Subsections (6) through (8), a claimant, estate, or trust may
224     carry forward, to the next three taxable years, the amount of the tax credit that exceeds the
225     taxpayer's income tax liability for the taxable year.
226          (6) A claimant, estate, or trust may not claim or carry forward a tax credit described in
227     Subsection (1)(a) in a taxable year during which the claimant, estate, or trust claims or carries
228     forward a tax credit under Section 63N-2-213.
229          (7) A claimant, estate, or trust may not claim a tax credit described in Subsection (1)(b)
230     in a taxable year during which the claimant, estate, or trust claims or carries forward a tax
231     credit under Section 63N-2-213.
232          (8) A claimant, estate, or trust may not claim or carry forward a tax credit available
233     under this section for a taxable year during which the claimant, estate, or trust claims the
234     targeted business income tax credit under Section 59-10-1112.
235          Section 7. Section 59-10-1017 is amended to read:
236          59-10-1017. Utah Educational Savings Plan tax credit.
237          (1) As used in this section:
238          (a) "Account owner" means the same as that term is defined in Section 53B-8a-102.
239          (b) "Grantor trust" means the same as that term is defined in Section 53B-8a-102.5.
240          (c) "Higher education costs" means the same as that term is defined in Section
241     53B-8a-102.5.
242          (d) "Maximum amount of a qualified investment for the taxable year" means, for a
243     taxable year, the product of [5%] the percentage listed in Subsection 59-10-104(2) and:
244          (i) subject to Subsection (1)(d)(iii), for a claimant, estate, or trust that is an account

245     owner, if that claimant, estate, or trust is other than [husband and wife] spouse account owners
246     who file a single return jointly, the maximum amount of a qualified investment:
247          (A) listed in Subsection 53B-8a-106(1)(e)(ii); and
248          (B) increased or kept for that taxable year in accordance with Subsections
249     53B-8a-106(1)(f) and (g);
250          (ii) subject to Subsection (1)(d)(iii), for claimants who are [husband and wife] spouse
251     account owners who file a single return jointly, the maximum amount of a qualified
252     investment:
253          (A) listed in Subsection 53B-8a-106(1)(e)(iii); and
254          (B) increased or kept for that taxable year in accordance with Subsections
255     53B-8a-106(1)(f) and (g); or
256          (iii) for a grantor trust:
257          (A) if the owner of the grantor trust has a single filing status or head of household
258     filing status as defined in Section 59-10-1018, the amount described in Subsection (1)(d)(i); or
259          (B) if the owner of the grantor trust has a joint filing status as defined in Section
260     59-10-1018, the amount described in Subsection (1)(d)(ii).
261          (e) "Owner of the grantor trust" means the same as that term is defined in Section
262     53B-8a-102.5.
263          (f) "Qualified investment" means the same as that term is defined in Section
264     53B-8a-102.5.
265          (2) Except as provided in Section 59-10-1002.2 and subject to the other provisions of
266     this section, a claimant, estate, or trust that is an account owner may claim a nonrefundable tax
267     credit equal to the product of:
268          (a) the amount of a qualified investment made:
269          (i) during the taxable year; and
270          (ii) into an account owned by the claimant, estate, or trust; and
271          (b) [5%] the percentage listed in Subsection 59-10-104(2).
272          (3) A claimant, estate, or trust, or a person other than the claimant, estate, or trust, may
273     make a qualified investment described in Subsection (2).
274          (4) A claimant, estate, or trust that is an account owner may not claim a tax credit
275     under this section with respect to any portion of a qualified investment described in Subsection

276     (2) that a claimant, estate, trust, or person described in Subsection (3) deducts on a federal
277     income tax return.
278          (5) A tax credit under this section may not exceed the maximum amount of a qualified
279     investment for the taxable year.
280          (6) A claimant, estate, or trust that is an account owner may not carry forward or carry
281     back the tax credit under this section.
282          (7) A claimant, estate, or trust may claim a tax credit under this section in addition to
283     the tax credit described in Section 59-10-1017.1.
284          Section 8. Section 59-10-1017.1 is amended to read:
285          59-10-1017.1. Student Prosperity Savings Program tax credit.
286          (1) As used in this section, "qualified donation" means an amount donated, in
287     accordance with Section 53B-8a-203, to the Student Prosperity Savings Program created in
288     Section 53B-8a-202.
289          (2) A claimant, estate, or trust may claim a nonrefundable tax credit for a qualified
290     donation.
291          (3) The tax credit equals the product of:
292          (a) the qualified donation; and
293          (b) [5%] the percentage listed in Subsection 59-10-104(2).
294          (4) A claimant, estate, or trust may not claim a tax credit under this section with
295     respect to any portion of a qualified donation that a claimant, estate, or trust deducts on a
296     federal income tax return.
297          (5) A claimant, estate, or trust may not carry forward or carry back the portion of the
298     tax credit allowed by this section that exceeds the claimant's, estate's, or trust's tax liability for
299     the taxable year in which the claimant, estate, or trust claims the tax credit.
300          (6) A claimant, estate, or trust may claim a tax credit under this section in addition to
301     the tax credit described in Section 59-10-1017.
302          Section 9. Section 59-10-1022 is amended to read:
303          59-10-1022. Nonrefundable tax credit for capital gain transactions.
304          (1) As used in this section:
305          (a) (i) "Capital gain transaction" means a transaction that results in a:
306          (A) short-term capital gain; or

307          (B) long-term capital gain.
308          (ii) In accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, the
309     commission may by rule define the term "transaction."
310          (b) "Commercial domicile" means the principal place from which the trade or business
311     of a Utah small business corporation is directed or managed.
312          (c) "Long-term capital gain" [is as] means the same as that term is defined in Section
313     1222, Internal Revenue Code.
314          (d) "Qualifying stock" means stock that is:
315          (i) (A) common; or
316          (B) preferred;
317          (ii) as defined by the commission by rule made in accordance with Title 63G, Chapter
318     3, Utah Administrative Rulemaking Act, originally issued to:
319          (A) a claimant, estate, or trust; or
320          (B) a partnership if the claimant, estate, or trust that claims a tax credit under this
321     section:
322          (I) was a partner on the day on which the stock was issued; and
323          (II) remains a partner until the last day of the taxable year for which the claimant,
324     estate, or trust claims a tax credit under this section; and
325          (iii) issued:
326          (A) by a Utah small business corporation;
327          (B) on or after January 1, 2008; and
328          (C) for:
329          (I) money; or
330          (II) other property, except for stock or securities.
331          (e) "Short-term capital gain" [is as] means the same as that term is defined in Section
332     1222, Internal Revenue Code.
333          (f) (i) "Utah small business corporation" means a corporation that:
334          (A) except as provided in Subsection (1)(f)(ii), is a small business corporation as
335     defined in Section 1244(c)(3), Internal Revenue Code;
336          (B) except as provided in Subsection (1)(f)(iii), meets the requirements of Section
337     1244(c)(1)(C), Internal Revenue Code; and

338          (C) has its commercial domicile in this state.
339          (ii) The dollar amount listed in Section 1244(c)(3)(A) is considered to be $2,500,000.
340          (iii) The phrase "the date the loss on such stock was sustained" in Sections
341     1244(c)(1)(C) and 1244(c)(2), Internal Revenue Code, is considered to be "the last day of the
342     taxable year for which the claimant, estate, or trust claims a tax credit under this section."
343          (2) [For taxable years beginning on or after January 1, 2008, a] A claimant, estate, or
344     trust that meets the requirements of Subsection (3) may claim a nonrefundable tax credit equal
345     to the product of:
346          (a) the total amount of the claimant's, estate's, or trust's short-term capital gain or
347     long-term capital gain on a capital gain transaction that occurs on or after January 1, 2008; and
348          (b) [5%] the percentage listed in Subsection 59-10-104(2).
349          (3) For purposes of Subsection (2), a claimant, estate, or trust may claim the
350     nonrefundable tax credit allowed by Subsection (2) if:
351          (a) 70% or more of the gross proceeds of the capital gain transaction are expended:
352          (i) to purchase qualifying stock in a Utah small business corporation; and
353          (ii) within a 12-month period after the day on which the capital gain transaction occurs;
354     and
355          (b) prior to the purchase of the qualifying stock described in Subsection (3)(a)(i), the
356     claimant, estate, or trust did not have an ownership interest in the Utah small business
357     corporation that issued the qualifying stock.
358          (4) A claimant, estate, or trust may not carry forward or carry back a tax credit under
359     this section.
360          (5) In accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, the
361     commission may make rules:
362          (a) defining the term "gross proceeds"; and
363          (b) prescribing the circumstances under which a claimant, estate, or trust has an
364     ownership interest in a Utah small business corporation.
365          Section 10. Section 59-10-1023 is amended to read:
366          59-10-1023. Nonrefundable tax credit for amounts paid under a health benefit
367     plan.
368          (1) As used in this section:

369          (a) "Claimant with dependents" means a claimant:
370          (i) regardless of the claimant's filing status for purposes of filing a federal individual
371     income tax return for the taxable year; and
372          (ii) who claims one or more dependents under Section 151, Internal Revenue Code, or
373     who claims a tax credit under Section 24, Internal Revenue Code, as allowed on the claimant's
374     federal individual income tax return for the taxable year.
375          (b) "Eligible insured individual" means:
376          (i) the claimant who is insured under a health benefit plan;
377          (ii) the spouse of the claimant described in Subsection (1)(b)(i) if:
378          (A) the claimant files a single return jointly under this chapter with the claimant's
379     spouse for the taxable year; and
380          (B) the spouse is insured under the health benefit plan described in Subsection
381     (1)(b)(i); or
382          (iii) a dependent of the claimant described in Subsection (1)(b)(i) if:
383          (A) the claimant claims the dependent under Section 151, Internal Revenue Code, as
384     allowed on the claimant's federal individual income tax return for the taxable year; and
385          (B) the dependent is insured under the health benefit plan described in Subsection
386     (1)(b)(i).
387          (c) "Excluded expenses" means an amount a claimant pays for insurance offered under
388     a health benefit plan for a taxable year if:
389          (i) the claimant claims a tax credit for that amount under Section 35, Internal Revenue
390     Code:
391          (A) on the claimant's federal individual income tax return for the taxable year; and
392          (B) with respect to an eligible insured individual;
393          (ii) the claimant deducts that amount under Section 162 or 213, Internal Revenue
394     Code:
395          (A) on the claimant's federal individual income tax return for the taxable year; and
396          (B) with respect to an eligible insured individual; or
397          (iii) the claimant excludes that amount from gross income under Section 106 or 125,
398     Internal Revenue Code, with respect to an eligible insured individual.
399          (d) (i) "Health benefit plan" [is as] means the same as that term is defined in Section

400     31A-1-301.
401          (ii) "Health benefit plan" does not include equivalent self-insurance as defined by the
402     Insurance Department by rule made in accordance with Title 63G, Chapter 3, Utah
403     Administrative Rulemaking Act.
404          (e) "Joint claimant with no dependents" means [a husband and wife] spouses who:
405          (i) file a single return jointly under this chapter for the taxable year; and
406          (ii) do not claim a dependent under Section 151, Internal Revenue Code, on the
407     [husband's and wife's] spouses' federal individual income tax return for the taxable year.
408          (f) "Single claimant with no dependents" means:
409          (i) a single individual who:
410          (A) files a single federal individual income tax return for the taxable year; and
411          (B) does not claim a dependent under Section 151, Internal Revenue Code, on the
412     single individual's federal individual income tax return for the taxable year;
413          (ii) a head of household:
414          (A) as defined in Section 2(b), Internal Revenue Code, who files a single federal
415     individual income tax return for the taxable year; and
416          (B) who does not claim a dependent under Section 151, Internal Revenue Code, on the
417     head of household's federal individual income tax return for the taxable year; or
418          (iii) a married individual who:
419          (A) does not file a single federal individual income tax return jointly with that married
420     individual's spouse for the taxable year; and
421          (B) does not claim a dependent under Section 151, Internal Revenue Code, on that
422     married individual's federal individual income tax return for the taxable year.
423          (2) Subject to Subsection (3), and except as provided in Subsection (4), [for taxable
424     years beginning on or after January 1, 2009,] a claimant may claim a nonrefundable tax credit
425     equal to the product of:
426          (a) the difference between:
427          (i) the total amount the claimant pays during the taxable year for:
428          (A) insurance offered under a health benefit plan; and
429          (B) an eligible insured individual; and
430          (ii) excluded expenses; and

431          (b) [5%] the percentage listed in Subsection 59-10-104(2).
432          (3) The maximum amount of a tax credit described in Subsection (2) a claimant may
433     claim on a return for a taxable year is:
434          (a) for a single claimant with no dependents, $300;
435          (b) for a joint claimant with no dependents, $600; or
436          (c) for a claimant with dependents, $900.
437          (4) A claimant may not claim a tax credit under this section if the claimant is eligible to
438     participate in insurance offered under a health benefit plan maintained and funded in whole or
439     in part by:
440          (a) the claimant's employer; or
441          (b) another person's employer.
442          (5) A claimant may not carry forward or carry back a tax credit under this section.
443          Section 11. Section 59-10-1028 is amended to read:
444          59-10-1028. Nonrefundable tax credit for capital gain transactions on the
445     exchange of one form of legal tender for another form of legal tender.
446          (1) As used in this section:
447          (a) "Capital gain transaction" means a transaction that results in a:
448          (i) short-term capital gain; or
449          (ii) long-term capital gain.
450          (b) "Long-term capital gain" [is as] means the same as that term is defined in Section
451     1222, Internal Revenue Code.
452          (c) "Long-term capital loss" [is as] means the same as that term is defined in Section
453     1222, Internal Revenue Code.
454          (d) "Net capital gain" means the amount by which the sum of long-term capital gains
455     and short-term capital gains on a claimant's, estate's, or trust's transactions from exchanges
456     made for a taxable year of one form of legal tender for another form of legal tender exceeds the
457     sum of long-term capital losses and short-term capital losses on those transactions for that
458     taxable year.
459          (e) "Short-term capital loss" [is as] means the same as that term is defined in Section
460     1222, Internal Revenue Code.
461          (f) "Short-term capital gain" [is as] means the same as that term is defined in Section

462     1222, Internal Revenue Code.
463          (2) Except as provided in Section 59-10-1002.2, [for taxable years beginning on or
464     after January 1, 2012,] a claimant, estate, or trust may claim a nonrefundable tax credit equal to
465     the product of:
466          (a) to the extent a net capital gain is included in taxable income, the amount of the
467     claimant's, estate's, or trust's net capital gain on capital gain transactions from exchanges made
468     on or after January 1, 2012, for a taxable year, of one form of legal tender for another form of
469     legal tender; and
470          (b) [5%] the percentage listed in Subsection 59-10-104(2).
471          (3) A claimant, estate, or trust may not carry forward or carry back a tax credit under
472     this section.
473          (4) In accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, the
474     commission may make rules to implement this section.
475          Section 12. Section 59-10-1035 is amended to read:
476          59-10-1035. Nonrefundable tax credit for contribution to state Achieving a Better
477     Life Experience Program account.
478          (1) As used in this section:
479          (a) "Account" means an account in a qualified ABLE program where the designated
480     beneficiary of the account is a resident of this state.
481          (b) "Contributor" means a claimant, estate, or trust that:
482          (i) makes a contribution to an account; and
483          (ii) receives a statement from the qualified ABLE program itemizing the contribution.
484          (c) "Designated beneficiary" means the same as that term is defined in 26 U.S.C. Sec.
485     529A.
486          (d) "Qualified ABLE program" means the same as that term is defined in Section
487     35A-12-102.
488          (2) A contributor to an account may claim a nonrefundable tax credit as provided in
489     this section.
490          (3) Subject to the other provisions of this section, the tax credit is equal to the product
491     of:
492          (a) [5%] the percentage listed in Subsection 59-10-104(2); and

493          (b) the total amount of contributions:
494          (i) the contributor makes for the taxable year; and
495          (ii) for which the contributor receives a statement from the qualified ABLE program
496     itemizing the contributions.
497          (4) A contributor may not claim a tax credit under this section:
498          (a) for an amount of excess contribution to an account that is returned to the
499     contributor; or
500          (b) with respect to an amount the contributor deducts on a federal income tax return.
501          (5) A tax credit under this section may not be carried forward or carried back.
502          Section 13. Section 59-10-1036 is amended to read:
503          59-10-1036. Nonrefundable tax credit for military survivor benefits.
504          (1) As used in this section:
505          (a) "Dependent child" means the same as that term is defined in 10 U.S.C. Sec. 1447.
506          (b) "Reserve components" means the same as that term is described in 10 U.S.C. Sec.
507     10101.
508          (c) "Surviving spouse" means the same as that term is defined in 10 U.S.C. Sec. 1447.
509          (d) "Survivor benefits" means the amount paid by the federal government in
510     accordance with 10 U.S.C. Secs. 1447 through 1455.
511          (2) A surviving spouse or dependent child may claim a nonrefundable tax credit for
512     survivor benefits if the benefits are paid due to:
513          (a) the death of a member of the armed forces or reserve components while on active
514     duty; or
515          (b) the death of a member of the reserve components that results from a
516     service-connected cause while performing inactive duty training.
517          (3) The tax credit described in Subsection (2) is equal to the product of:
518          (a) the amount of survivor benefits that the surviving spouse or dependent child
519     received during the taxable year; and
520          (b) [5%] the percentage listed in Subsection 59-10-104(2).
521          (4) [The] A surviving spouse or a dependent child may not carry forward or carry back
522     a tax credit described in Subsection (2)[:].
523          [(a) may not be carried forward or carried back; and]

524          [(b) applies to a taxable year beginning on or after January 1, 2017.]
525          Section 14. Effective date.
526          This bill takes effect for a taxable year beginning on or after January 1, 2021.