1     
MOTOR VEHICLE INSURANCE AMENDMENTS

2     
2023 GENERAL SESSION

3     
STATE OF UTAH

4     
Chief Sponsor: Lincoln Fillmore

5     
House Sponsor: ____________

6     

7     LONG TITLE
8     General Description:
9          This bill increases certain minimum motor vehicle insurance coverage limits.
10     Highlighted Provisions:
11          This bill:
12          ▸     increases the minimum motor vehicle insurance coverage limit:
13               •     from $15,000 to $50,000 for property damage in an accident; and
14               •     from $80,000 to $100,000 in any one accident whether arising from bodily
15     injury or death of others, or from property damage.
16     Money Appropriated in this Bill:
17          None
18     Other Special Clauses:
19          None
20     Utah Code Sections Affected:
21     AMENDS:
22          31A-22-304, as last amended by Laws of Utah 2008, Chapter 371
23     

24     Be it enacted by the Legislature of the state of Utah:
25          Section 1. Section 31A-22-304 is amended to read:
26          31A-22-304. Motor vehicle liability policy minimum limits.
27          Policies containing motor vehicle liability coverage may not limit the insurer's liability

28     under that coverage below the following:
29          (1) (a) $25,000 because of liability for bodily injury to or death of one person, arising
30     out of the use of a motor vehicle in any one accident;
31          (b) subject to the limit for one person in Subsection (1)(a), in the amount of $65,000
32     because of liability for bodily injury to or death of two or more persons arising out of the use of
33     a motor vehicle in any one accident; and
34          (c) in the amount of [$15,000] $50,000 because of liability for injury to, or destruction
35     of, property of others arising out of the use of a motor vehicle in any one accident; or
36          (2) $[80,000] $100,000 in any one accident whether arising from bodily injury to or the
37     death of others, or from destruction of, or damage to, the property of others.