1     
SPECIE LEGAL TENDER AMENDMENTS

2     
2024 GENERAL SESSION

3     
STATE OF UTAH

4     
Chief Sponsor: Ken Ivory

5     
Senate Sponsor: Kirk A. Cullimore

6     

7     LONG TITLE
8     General Description:
9          This bill modifies provisions related to specie legal tender.
10     Highlighted Provisions:
11          This bill:
12          ▸     exempts certain budget reserve funds from the State Money Management Act;
13          ▸     expands the definition of "specie legal tender" to include gold or silver coin or
14     bullion not issued by the United States;
15          ▸     clarifies that specie legal tender may be used for the issuance or repayment of debt
16     obligations;
17          ▸     requires the state treasurer to create a framework allowing for the use of electronic
18     currencies backed by specie legal tender within the state;
19          ▸     clarifies that any electronic currency approved for use by the state treasurer is legal
20     tender in the state;
21          ▸     establishes standards and requirements regarding the administration and utilization
22     of electronic currencies approved for use by the state treasurer;
23          ▸     allows the state treasurer to consult with public or private entities and impose fees
24     in creating the framework for electronic currencies;
25          ▸     requires the state treasurer to report annually to the Legislature regarding the
26     framework for electronic currencies;
27          ▸     authorizes the state treasurer to invest certain budget reserve funds in specie legal

28     tender; and
29          ▸     makes technical and conforming changes.
30     Money Appropriated in this Bill:
31          None
32     Other Special Clauses:
33          None
34     Utah Code Sections Affected:
35     AMENDS:
36          51-7-2, as last amended by Laws of Utah 2023, Chapters 139, 242 and 328
37          59-1-1501.1, as enacted by Laws of Utah 2012, Chapter 399
38          59-1-1502, as last amended by Laws of Utah 2012, Chapter 399
39     ENACTS:
40          59-1-1502.1, Utah Code Annotated 1953
41          59-1-1502.2, Utah Code Annotated 1953
42     

43     Be it enacted by the Legislature of the state of Utah:
44          Section 1. Section 51-7-2 is amended to read:
45          51-7-2. Exemptions from chapter.
46          (1) Except as provided in Subsection (2), the following funds are exempt from this
47     chapter:
48          (a) funds invested in accordance with the participating employees' designation or
49     direction pursuant to a public employees' deferred compensation plan established and operated
50     in compliance with Section 457 of the Internal Revenue Code of 1986, as amended;
51          (b) funds of the Utah State Retirement Board;
52          (c) funds of the Utah Housing Corporation;
53          (d) endowment funds of higher education institutions, including funds of the Higher
54     Education Student Success Endowment, created in Section 53B-7-802;
55          (e) permanent and other land grant trust funds established pursuant to the Utah
56     Enabling Act and the Utah Constitution;
57          (f) the State Post-Retirement Benefits Trust Fund;
58          (g) the funds of the Utah Educational Savings Plan;

59          (h) funds of the permanent state trust fund created by and operated under Utah
60     Constitution, Article XXII, Section 4;
61          (i) the funds in the Navajo Trust Fund;
62          (j) the funds in the Radioactive Waste Perpetual Care and Maintenance Account;
63          (k) the funds in the Employers' Reinsurance Fund;
64          (l) the funds in the Uninsured Employers' Fund;
65          (m) the Utah State Developmental Center Long-Term Sustainability Fund, created in
66     Section 26B-1-331;
67          (n) the funds in the Risk Management Fund created in Section 63A-4-201; [and]
68          (o) the Utah fund of funds created in Section 63N-6-401[.];
69          (p) the funds in the State Disaster Recovery Restricted Account, created in Section
70     53-2a-603;
71          (q) the funds in the General Fund Budget Reserve Account, created in Section
72     63J-1-312;
73          (r) the funds in the Income Tax Fund Budget Reserve Account, created in Section
74     63J-1-313; and
75          (s) the funds in the Medicaid Growth Reduction and Budget Stabilization Account,
76     created in Section 63J-1-315.
77          (2) Except for the funds of the Utah State Retirement Board and the Utah Educational
78     Savings Plan, the funds described in Subsection (1) are not exempt from Subsections
79     51-7-14(2) and (3).
80          Section 2. Section 59-1-1501.1 is amended to read:
81          59-1-1501.1. Definitions.
82          [Subject to Subsection 59-1-1502(3), as] As used in this part[,]:
83          (1) "Approved currency" means an electronic currency approved by the state treasurer
84     for use as a valid form of payment within the state in accordance with the framework created
85     under Section 59-2-1502.1.
86          (2) "Electronic currency" means the electronic representation of specie legal tender
87     directly allocated to and held for the benefit of any person holding the electronic currency.
88          (3) (a) ["specie] "Specie legal tender" means gold or silver coin [that is issued by the
89     United States] or bullion.

90          (b) "Specie legal tender" includes:
91          (i) gold or silver coin that is issued by the United States; and
92          (ii) any other form of gold or silver coin or bullion not described in Subsection
93     (3)(b)(i).
94          Section 3. Section 59-1-1502 is amended to read:
95          59-1-1502. Specie legal tender is legal tender in the state -- Person may not
96     compel another person to tender or accept specie legal tender -- Use of specie legal tender
97     for issuance or repayment of debt obligations.
98          (1) Specie legal tender is legal tender in the state.
99          (2) Except as expressly provided by contract, a person may not compel any other
100     person to tender or accept specie legal tender.
101          (3) Nothing precludes the use of specie legal tender for the issuance or repayment of
102     any bond, surety, or other debt obligation authorized or required by law, if permitted by the
103     resolution or agreement securing the bond, surety, or other debt obligation.
104          [(3) Gold or silver coin or bullion, other than gold or silver coin that is issued by the
105     United States, is considered to be specie legal tender and is legal tender in the state if:]
106          [(a) a court of competent jurisdiction issues a final, unappealable judgment or order
107     determining that the state may recognize the gold or silver coin or bullion, other than gold or
108     silver coin that is issued by the United States, as legal tender in the state; or]
109          [(b) Congress enacts legislation that:]
110          [(i) expressly provides that the gold or silver coin or bullion, other than gold or silver
111     coin that is issued by the United States, is legal tender in the state; or]
112          [(ii) expressly allows the state to recognize the gold or silver coin or bullion, other than
113     gold or silver coin that is issued by the United States, as legal tender in the state.]
114          Section 4. Section 59-1-1502.1 is enacted to read:
115          59-1-1502.1. State treasurer to create a framework for the use of electronic
116     currencies within the state -- Rules -- Reporting.
117          (1) In accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, the
118     state treasurer shall, as soon as is practicable, make rules creating a framework that allows for
119     the use of one or more electronic currencies as a valid form of payment within the state upon
120     the state treasurer's approval.

121          (2) An approved currency is legal tender in the state.
122          (3) The rules described in Subsection (1) shall:
123          (a) ensure an approved currency is:
124          (i) administered by a vendor selected in accordance with Title 63G, Chapter 6a, Utah
125     Procurement Code; and
126          (ii) backed by specie legal tender so that each unit of the approved currency represents
127     a fraction of specie legal tender by weight;
128          (b) ensure specie legal tender described in Subsection (3)(a)(ii) is:
129          (i) deposited into a secure vault located within the state and approved by the state
130     treasurer; and
131          (ii) directly allocated to and held for the benefit of any person holding the approved
132     currency;
133          (c) ensure a vault described in Subsection (3)(b)(i) is subject to:
134          (i) security and insurance requirements established by the state treasurer; and
135          (ii) audit and inspection requirements to confirm that any specie legal tender deposited
136     into the vault is properly secured and is of a quantity that corresponds to the number of units of
137     approved currency issued;
138          (d) ensure a holder of an approved currency is able to:
139          (i) purchase any number of available units of the approved currency from the
140     applicable vendor;
141          (ii) transfer the approved currency to another person through electronic means;
142          (iii) exchange the approved currency for other forms of legal tender at the appropriate
143     market rate;
144          (iv) redeem the approved currency for the corresponding amount of specie legal tender
145     from the applicable vendor, subject to any criteria or qualifications for redemption established
146     by the state treasurer; and
147          (v) in coordination with the commission, use the approved currency for the payment of
148     any tax or fee administered by the commission;
149          (e) establish standards and procedures for:
150          (i) qualifying an electronic currency as an approved currency;
151          (ii) selecting a vendor to administer an approved currency;

152          (iii) approving a vault for the deposit of specie legal tender;
153          (iv) detecting and preventing fraud in connection with an approved currency; and
154          (v) revoking the status of an electronic currency as an approved currency; and
155          (f) establish any other requirements to implement the provisions of this section.
156          (4) In creating the framework required by this section, the state treasurer may:
157          (a) consult with public or private entities with expertise in the regulation or
158     administration of electronic currencies; and
159          (b) establish and collect fees in accordance with Section 63J-1-504 to pay costs
160     associated with implementing the framework.
161          (5) The state treasurer shall submit to the Revenue and Taxation Interim Committee a
162     report on or before October 1 of each year regarding the status of the framework required by
163     this section, including:
164          (a) a description of the state treasurer's actions in creating the framework, including
165     any approved currencies; and
166          (b) any recommendations for statutory changes to improve the state treasurer's
167     effectiveness in implementing this section.
168          Section 5. Section 59-1-1502.2 is enacted to read:
169          59-1-1502.2. Investments of public funds in specie legal tender by state treasurer.
170          (1) Subject to the requirements of Subsections 51-7-14(2) and (3), the state treasurer
171     may invest public funds in specie legal tender in the following accounts:
172          (a) the State Disaster Recovery Restricted Account, created in Section 53-2a-603;
173          (b) the General Fund Budget Reserve Account, created in Section 63J-1-312;
174          (c) the Income Tax Fund Budget Reserve Account, created in Section 63J-1-313; and
175          (d) the Medicaid Growth Reduction and Budget Stabilization Account, created in
176     Section 63J-1-315.
177          (2) (a) Except as provided in Subsection (2)(b), the amount of public funds in an
178     account described in Subsection (1) that the state treasurer may invest in specie legal tender
179     may not, at the time the investment is made, exceed 20% of the total amount of public funds in
180     that account.
181          (b) Notwithstanding Subsection (2)(a), the state treasurer may invest, in an account
182     described in Subsection (1), an amount of public funds in specie legal tender that exceeds the

183     amount authorized by Subsection (2)(a) if:
184          (i) the state treasurer submits the proposed investment to the Legislative Management
185     Committee for review and recommendations; and
186          (ii) the Legislative Management Committee recommends that the state treasurer make
187     the investment.
188          Section 6. Effective date.
189          This bill takes effect on May 1, 2024.