S.B. 124

1

MOTOR VEHICLE INSURANCE - PROPERTY
2 DAMAGE LIMIT
3 2005 GENERAL SESSION
4 STATE OF UTAH
5 Sponsor: Scott K. Jenkins
6
7 LONG TITLE
8 General Description:
9 This bill modifies the Insurance Code to amend provisions relating to motor vehicle
10 liability coverage policy limits.
11 Highlighted Provisions:
12 This bill:
13 . increases the minimum motor vehicle liability coverage limit for injury to or
14 destruction of property in any one accident from $15,000 to $25,000; and
15 . increases the total motor vehicle liability coverage limit in any one accident from
16 $65,000 to $75,000.
17 Monies Appropriated in this Bill:
18 None
19 Other Special Clauses:
20 None
21 Utah Code Sections Affected:
22 AMENDS:
23 31A-22-304, as last amended by Chapter 271, Laws of Utah 1993
24
25 Be it enacted by the Legislature of the state of Utah:
26 Section 1. Section 31A-22-304 is amended to read:
27 31A-22-304. Motor vehicle liability policy minimum limits.

28 Policies containing motor vehicle liability coverage may not limit the insurer's liability
29 under that coverage below the following:
30 (1) (a) $25,000 because of liability for bodily injury to or death of one person, arising
31 out of the use of a motor vehicle in any one accident;
32 (b) subject to the limit for one person in Subsection (1)(a), in the amount of $50,000
33 because of liability for bodily injury to or death of two or more persons arising out of the use of
34 a motor vehicle in any one accident; and
35 (c) in the amount of [$15,000] $25,000 because of liability for injury to, or destruction
36 of, property of others arising out of the use of a motor vehicle in any one accident; or
37 (2) [$65,000] $75,000 in any one accident whether arising from bodily injury to or the
38 death of others, or from destruction of, or damage to, the property of others.




Legislative Review Note
as of 1-18-05 9:52 AM

Based on a limited legal review, this legislation has not been determined to have a high
probability of being held unconstitutional.

Office of Legislative Research and General Counsel