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H.B. 437





Chief Sponsor: Bradley M. Daw

Senate Sponsor: ____________

             7      LONG TITLE
             8      General Description:
             9          This bill modifies the Utah State Retirement and Insurance Benefit Act by amending
             10      insurance program provisions.
             11      Highlighted Provisions:
             12          This bill:
             13          .    requires state employees to be enrolled in a high deductible health plan unless the
             14      employee chooses to enroll in a different health benefit plan during each open
             15      enrollment period;
             16          .    requires the Public Employee Health Plan to provide training on changing coverages
             17      to the high deductible plan with a health savings account, including coordination of
             18      benefits with other insurances; and
             19          .    makes technical changes.
             20      Money Appropriated in this Bill:
             21          None
             22      Other Special Clauses:
             23          None
             24      Utah Code Sections Affected:
             25      AMENDS:
             26          49-20-410, as last amended by Laws of Utah 2011, Chapter 148

             28      Be it enacted by the Legislature of the state of Utah:
             29          Section 1. Section 49-20-410 is amended to read:
             30           49-20-410. High deductible health plan -- Health savings account --
             31      Contributions.
             32          (1) (a) In addition to other employee benefit plans offered under Subsection
             33      49-20-201 (1), the office shall offer at least one federally qualified high deductible health plan
             34      with a health savings account as an optional health plan.
             35          (b) The provisions and limitations of the plan shall be:
             36          (i) determined by the office in accordance with federal requirements and limitations;
             37      and
             38          (ii) designed to promote appropriate health care utilization by consumers, including
             39      preventive health care services.
             40          (c) A state employee [hired on or after July 1, 2011,] who is offered a plan under
             41      Subsection 49-20-202(1)(a), shall be enrolled in a federally qualified high deductible health
             42      plan unless the employee chooses a different health benefit plan during each of the employee's
             43      open enrollment [period] periods.
             44          (2) The office shall:
             45          (a) administer the high deductible health plan in coordination with a health savings
             46      account for medical expenses for each covered individual in the high deductible health plan;
             47      and
             48          (b) offer to all employees training regarding health plans offered to employees,
             49      including, if offered, high deductible health plans and health savings accounts; [and]
             50          (c) prepare online training as an option for the training required by Subsections (2)(b)
             51      and (4)[.]; and
             52          (d) the training offered under Subsections (2)(b) and (c) shall include information on
             53      changing coverages to the high deductible plan with a health savings account, including
             54      coordination of benefits with other insurances, restrictions on other insurance coverages, and
             55      tax implications.
             56          (3) (a) Contributions to the health savings account may be made by the employer.
             57          (b) The amount of the contributions under Subsection (3)(a) shall be determined
             58      annually by the office, after consultation with the Department of Human Resource

             59      Management and the Governor's Office of Planning and Budget.
             60          (c) An employee may also make contributions to the health savings account.
             61          (4) (a) An employer participating in a plan offered under Subsection 49-20-202 (1)(a)
             62      shall require each employee to complete training on the health plan options available to the
             63      employee.
             64          (b) The training required by Subsection (4)(a):
             65          (i) may be completed online; and
             66          (ii) shall be completed:
             67          (A) before the end of the [2011] 2012 open enrollment period for current enrollees in
             68      the program; and
             69          (B) for employees hired on or after July 1, 2011, [prior to] before the employee's
             70      selection of a plan in the program.

Legislative Review Note
    as of 2-7-12 3:52 PM

Office of Legislative Research and General Counsel

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