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H.B. 37

             1     

REPEAL OF REPORTING REQUIREMENTS

             2     
2013 GENERAL SESSION

             3     
STATE OF UTAH

             4     
Chief Sponsor: James A. Dunnigan

             5     
Senate Sponsor: John L. Valentine

             6     
             7      LONG TITLE
             8      Committee Note:
             9          The Business and Labor Interim Committee recommended this bill.
             10      General Description:
             11          This bill modifies provisions of the Utah Code related to reports made to interim
             12      committees.
             13      Highlighted Provisions:
             14          This bill:
             15          .    repeals outdated reports including:
             16              .    a reporting requirement for a program related to prescription opiate use;
             17              .    reporting requirements by the Insurance Commissioner related to coordination
             18      with other states;
             19              .    a reporting requirement related to a study of premium assessments; and
             20              .    a report related to collecting information related to tracking effects of abuse of
             21      alcoholic products;
             22          .    repeals reporting requirement related to complaint information related to title
             23      insurance;
             24          .    repeals reporting requirement related to the Rocky Mountain Center for
             25      Occupational and Environmental Health;
             26          .    repeals reporting requirement related to the nationwide database and mortgage
             27      related licensing;


             28          .    repeals reporting requirement related to the Department of Financial Institutions and
             29      consumer credit education efforts; and
             30          .    makes technical and conforming amendments.
             31      Money Appropriated in this Bill:
             32          None
             33      Other Special Clauses:
             34          None
             35      Utah Code Sections Affected:
             36      AMENDS:
             37          26-1-36, as last amended by Laws of Utah 2010, Chapter 287
             38          31A-2-217, as last amended by Laws of Utah 2008, Chapter 382
             39          31A-2-404, as last amended by Laws of Utah 2012, Chapter 253
             40          34A-2-107, as last amended by Laws of Utah 2011, Chapter 366
             41          53-1-119, as enacted by Laws of Utah 2012, Chapter 357
             42          53B-17-804, as last amended by Laws of Utah 2010, Chapter 323
             43          61-2c-103, as last amended by Laws of Utah 2012, Chapter 166
             44          70C-8-102, as last amended by Laws of Utah 2002, Chapter 65
             45     
             46      Be it enacted by the Legislature of the state of Utah:
             47          Section 1. Section 26-1-36 is amended to read:
             48           26-1-36. Duty to establish program to reduce deaths and other harm from
             49      prescription opiates used for chronic noncancer pain.
             50          (1) As used in this section, "opiate" means any drug or other substance having an
             51      addiction-forming or addiction-sustaining liability similar to morphine or being capable of
             52      conversion into a drug having addiction-forming or addiction-sustaining liability.
             53          (2) In addition to the duties listed in Section 26-1-30 , the department shall develop and
             54      implement a two-year program in coordination with the Division of Professional Licensing, the
             55      Utah Labor Commission, and the Utah attorney general, to:
             56          (a) investigate the causes of and risk factors for death and nonfatal complications of
             57      prescription opiate use and misuse in Utah for chronic pain by utilizing the Utah Controlled
             58      Substance Database created in Section 58-37f-201 ;


             59          (b) study the risks, warning signs, and solutions to the risks associated with
             60      prescription opiate medications for chronic pain, including risks and prevention of misuse and
             61      diversion of those medications;
             62          (c) provide education to health care providers, patients, insurers, and the general public
             63      on the appropriate management of chronic pain, including the effective use of medical
             64      treatment and quality care guidelines that are scientifically based and peer reviewed; and
             65          (d) educate the public regarding:
             66          (i) the purpose of the Controlled Substance Database established in Section
             67      58-37f-201 ; and
             68          (ii) the requirement that a person's name and prescription information be recorded on
             69      the database when the person fills a prescription for a schedule II, III, IV, or V controlled
             70      substance.
             71          [(3) The department shall report on the development and implementation of the
             72      program required in Subsection (2) to the legislative Health and Human Services Interim
             73      Committee and the legislative Business and Labor Interim Committee no later than the
             74      November interim meetings in 2008 and 2009. Each report shall include:]
             75          [(a) recommendations on:]
             76          [(i) use of the Utah Controlled Substance Database created in Section 58-37f-201 to
             77      identify and prevent:]
             78          [(A) misuse of opiates;]
             79          [(B) inappropriate prescribing; and]
             80          [(C) adverse outcomes of prescription opiate medications;]
             81          [(ii) interventions to prevent the diversion of prescription opiate medications; and]
             82          [(iii) medical treatment and quality care guidelines that are:]
             83          [(A) scientifically based; and]
             84          [(B) peer reviewed; and]
             85          [(b) (i) a measure of results against expectations under the program as of the date of the
             86      report; and]
             87          [(ii) an analysis of the application of the program, use of the appropriated funds, and
             88      the impact and results of the use of the funds.]
             89          [(4) The report provided under Subsection (3) for the 2008 interim shall also provide a


             90      final cumulative analysis of the measurable effectiveness of the program implemented under
             91      this section.]
             92          Section 2. Section 31A-2-217 is amended to read:
             93           31A-2-217. Coordination with other states.
             94          (1) (a) Subject to Subsection (1)(b), the commissioner, by rule, may adopt one or more
             95      agreements with another governmental regulatory agency, within and outside of this state, or
             96      with the National Association of Insurance Commissioners to address:
             97          (i) licensing of insurance companies;
             98          (ii) licensing of agents;
             99          (iii) regulation of premium rates and policy forms; and
             100          (iv) regulation of insurer insolvency and insurance receiverships.
             101          (b) An agreement described in Subsection (1)(a), may authorize the commissioner to
             102      modify a requirement of this title if the commissioner determines that the requirements under
             103      the agreement provide protections similar to or greater than the requirements under this title.
             104          (2) (a) The commissioner may negotiate an interstate compact that addresses issuing
             105      certificates of authority, if the commissioner determines that:
             106          (i) each state participating in the compact has requirements for issuing certificates of
             107      authority that provide protections similar to or greater than the requirements of this title; or
             108          (ii) the interstate compact contains requirements for issuing certificates of authority
             109      that provide protections similar to or greater than the requirements of this title.
             110          (b) If an interstate compact described in Subsection (2)(a) is adopted by the
             111      Legislature, the commissioner may issue certificates of authority to insurers in accordance with
             112      the terms of the interstate compact.
             113          (3) If any provision of this title conflicts with a provision of the annual statement
             114      instructions or the National Association of Insurance Commissioners Accounting Practices and
             115      Procedures Manual, the commissioner may, by rule, resolve the conflict in favor of the annual
             116      statement instructions or the National Association of Insurance Commissioners Accounting
             117      Practices and Procedures Manual.
             118          (4) The commissioner may, by rule, accept the information prescribed by the National
             119      Association of Insurance Commissioners instead of the documents required to be filed with an
             120      application for a certificate of authority under:


             121          (a) Section 31A-4-103 , 31A-5-204 , 31A-8-205 , or 31A-14-201 ; or
             122          (b) rules made by the commissioner.
             123          [(5) Before November 30, 2001, the commissioner shall report to the Business and
             124      Labor Interim Committee regarding the status of:]
             125          [(a) any agreements entered into under Subsection (1);]
             126          [(b) any interstate compact entered into under Subsection (2); and]
             127          [(c) any rule made under Subsections (3) and (4).]
             128          [(6)] (5) This section shall be repealed in accordance with Section 63I-1-231 .
             129          Section 3. Section 31A-2-404 is amended to read:
             130           31A-2-404. Duties of the commissioner and Title and Escrow Commission.
             131          (1) Notwithstanding the other provisions of this chapter, to the extent provided in this
             132      part, the commissioner shall administer and enforce the provisions in this title related to:
             133          (a) title insurance; and
             134          (b) escrow conducted by a title licensee or title insurer.
             135          (2) The commission shall:
             136          (a) in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, and
             137      subject to Subsection (3), make rules for the administration of the provisions in this title related
             138      to title insurance including rules related to:
             139          (i) rating standards and rating methods for a title licensee, as provided in Section
             140      31A-19a-209 ;
             141          (ii) the licensing for a title licensee, including the licensing requirements of Section
             142      31A-23a-204 ;
             143          (iii) continuing education requirements of Section 31A-23a-202 ;
             144          (iv) examination procedures, after consultation with the commissioner and the
             145      commissioner's test administrator when required by Section 31A-23a-204 ; and
             146          (v) standards of conduct for a title licensee;
             147          (b) concur in the issuance and renewal of a license in accordance with Section
             148      31A-23a-105 or 31A-26-203 ;
             149          (c) in accordance with Section 31A-3-103 , establish, with the concurrence of the
             150      commissioner, the fees imposed by this title on a title licensee;
             151          (d) in accordance with Section 31A-23a-415 determine, after consulting with the


             152      commissioner, the assessment on a title insurer as defined in Section 31A-23a-415 ;
             153          (e) conduct an administrative hearing not delegated by the commission to an
             154      administrative law judge related to the:
             155          (i) licensing of an applicant;
             156          (ii) conduct of a title licensee; or
             157          (iii) approval of a continuing education program required by Section 31A-23a-202 ;
             158          (f) with the concurrence of the commissioner, approve a continuing education program
             159      required by Section 31A-23a-202 ;
             160          (g) with the concurrence of the commissioner, impose a penalty:
             161          (i) under this title related to:
             162          (A) title insurance; or
             163          (B) escrow conducted by a title licensee;
             164          (ii) after investigation by the commissioner in accordance with Part 3, Procedures and
             165      Enforcement; and
             166          (iii) that is enforced by the commissioner;
             167          (h) advise the commissioner on the administration and enforcement of any matter
             168      affecting the title insurance industry;
             169          (i) advise the commissioner on matters affecting the commissioner's budget related to
             170      title insurance; and
             171          (j) perform other duties as provided in this title.
             172          (3) The commission may make a rule under this title only if at the time the commission
             173      files its proposed rule and rule analysis with the Division of Administrative Rules in
             174      accordance with Section 63G-3-301 , the commission provides the Real Estate Commission that
             175      same information.
             176          (4) (a) The commissioner shall annually report the information described in Subsection
             177      (4)(b) in writing to[: (i)] the commission[; and].
             178          [(ii) the Business and Labor Interim Committee.]
             179          (b) The information required to be reported under this Subsection (4):
             180          (i) may not identify a person; and
             181          (ii) shall include:
             182          (A) the number of complaints the commissioner receives with regard to transactions


             183      involving title insurance or a title licensee during the calendar year immediately proceeding the
             184      report;
             185          (B) the type of complaints described in Subsection (4)(b)(ii)(A); and
             186          (C) for each complaint described in Subsection (4)(b)(ii)(A):
             187          (I) any action taken by the commissioner with regard to the complaint; and
             188          (II) the time-period beginning the day on which a complaint is made and ending the
             189      day on which the commissioner determines it will take no further action with regard to the
             190      complaint.
             191          Section 4. Section 34A-2-107 is amended to read:
             192           34A-2-107. Appointment of workers' compensation advisory council --
             193      Composition -- Terms of members -- Duties -- Compensation.
             194          (1) The commissioner shall appoint a workers' compensation advisory council
             195      composed of:
             196          (a) the following voting members:
             197          (i) five employer representatives; and
             198          (ii) five employee representatives; and
             199          (b) the following nonvoting members:
             200          (i) a representative of the Workers' Compensation Fund;
             201          (ii) a representative of a private insurance carrier;
             202          (iii) a representative of health care providers;
             203          (iv) the Utah insurance commissioner or the insurance commissioner's designee; and
             204          (v) the commissioner or the commissioner's designee.
             205          (2) Employers and employees shall consider nominating members of groups who
             206      historically may have been excluded from the council, such as women, minorities, and
             207      individuals with disabilities.
             208          (3) (a) Except as required by Subsection (3)(b), as terms of current council members
             209      expire, the commissioner shall appoint each new member or reappointed member to a two-year
             210      term beginning July 1 and ending June 30.
             211          (b) Notwithstanding the requirements of Subsection (3)(a), the commissioner shall, at
             212      the time of appointment or reappointment, adjust the length of terms to ensure that the terms of
             213      council members are staggered so that approximately half of the council is appointed every two


             214      years.
             215          (4) (a) When a vacancy occurs in the membership for any reason, the replacement shall
             216      be appointed for the unexpired term.
             217          (b) The commissioner shall terminate the term of a council member who ceases to be
             218      representative as designated by the member's original appointment.
             219          (5) [(a)] The council shall confer at least quarterly for the purpose of advising the
             220      commission, the division, and the Legislature on:
             221          [(i)] (a) the Utah workers' compensation and occupational disease laws;
             222          [(ii)] (b) the administration of the laws described in Subsection (5)(a)[(i)]; and
             223          [(iii)] (c) rules related to the laws described in Subsection (5)(a)[(i); and].
             224          [(iv) advising the Legislature in accordance with Subsection (5)(b).]
             225          [(b) (i) The council and the commission shall jointly study during 2009 the premium
             226      assessment under Section 59-9-101 on an admitted insurer writing workers' compensation
             227      insurance in this state and on a self-insured employer under Section 34A-2-202 as to:]
             228          [(A) whether or not the premium assessment should be changed; or]
             229          [(B) whether or not changes should be made to how the premium assessment is used.]
             230          [(ii) The council and commission shall jointly report the results of the study described
             231      in this Subsection (5)(b) to the Business and Labor Interim Committee by no later than the
             232      2009 November interim meeting.]
             233          (6) Regarding workers' compensation, rehabilitation, and reemployment of employees
             234      who acquire a disability because of an industrial injury or occupational disease the council
             235      shall:
             236          (a) offer advice on issues requested by:
             237          (i) the commission;
             238          (ii) the division; and
             239          (iii) the Legislature; and
             240          (b) make recommendations to:
             241          (i) the commission; and
             242          (ii) the division.
             243          (7) The commissioner or the commissioner's designee shall serve as the chair of the
             244      council and call the necessary meetings.


             245          (8) The commission shall provide staff support to the council.
             246          (9) A member may not receive compensation or benefits for the member's service, but
             247      may receive per diem and travel expenses in accordance with:
             248          (a) Section 63A-3-106 ;
             249          (b) Section 63A-3-107 ; and
             250          (c) rules made by the Division of Finance pursuant to Sections 63A-3-106 and
             251      63A-3-107 .
             252          Section 5. Section 53-1-119 is amended to read:
             253           53-1-119. Tracking effects of abuse of alcoholic products.
             254          (1) There is created a committee within the department known as the "Alcohol Abuse
             255      Tracking Committee" that consists of:
             256          (a) the commissioner, or the commissioner's designee;
             257          (b) the executive director of the Department of Health, or the executive director's
             258      designee;
             259          (c) the executive director of the Department of Human Services, or the executive
             260      director's designee;
             261          (d) the director of the Department of Alcoholic Beverage Control, or the director's
             262      designee;
             263          (e) the executive director of the Department of Workforce Services, or the executive
             264      director's designee;
             265          (f) the chair of the Utah Substance Abuse Advisory Council, or the chair's designee;
             266          (g) the state court administrator or the state court administrator's designee; and
             267          (h) the executive director of the Department of Technology Services, or the executive
             268      director's designee.
             269          (2) The commissioner, or the commissioner's designee, shall chair the committee.
             270          (3) (a) Four members of the committee constitute a quorum.
             271          (b) A vote of the majority of the committee members present when a quorum is present
             272      is an action of the committee.
             273          (4) The committee shall meet at the call of the chair, except that the chair shall call a
             274      meeting at least quarterly.
             275          (5) The committee may adopt additional procedures or requirements for:


             276          (a) voting, when there is a tie of the committee members;
             277          (b) how meetings are to be called; and
             278          (c) the frequency of meetings.
             279          (6) The committee shall establish a process to collect for each fiscal year the following
             280      information:
             281          (a) the number of individuals statewide who are convicted of, plead guilty to, plead no
             282      contest to, plead guilty in a similar manner to, or resolve by diversion or its equivalent to a
             283      violation related to underage drinking of alcohol;
             284          (b) the number of individuals statewide who are convicted of, plead guilty to, plead no
             285      contest to, plead guilty in a similar manner to, or resolve by diversion or its equivalent to a
             286      violation related to driving under the influence of alcohol;
             287          (c) the number of violations statewide of Title 32B, Alcoholic Beverage Control Act,
             288      related to over-serving or over-consumption of an alcoholic product;
             289          (d) the cost of social services provided by the state related to abuse of alcohol,
             290      including services provided by the Division of Child and Family Services within the
             291      Department of Human Services;
             292          (e) where the alcoholic products are obtained that results in the violations or costs
             293      described in Subsections (6)(a) through (d); and
             294          (f) any information the committee determines can be collected and relates to the abuse
             295      of alcoholic products.
             296          (7) (a) The committee shall begin to collect the information described in Subsection (6)
             297      by January 1, 2013. For fiscal year 2012-13, the committee is required only to report the
             298      information collected between January 1, 2013 and June 30, 2013.
             299          (b) Beginning December 31, 2013, the committee shall report the information collected
             300      under Subsection (6) annually to the governor and Legislature by no later than the December
             301      31 immediately following the fiscal year for which the information is collected.
             302          [(8) Prior to the October 2012 Interim meeting of the Business and Labor Interim
             303      Committee, the committee shall report to the Business and Labor Interim Committee:]
             304          [(a) a list of information to be collected;]
             305          [(b) standards to be used in collecting the information;]
             306          [(c) criteria to be used in determining the level and extent that alcohol is related or


             307      contributed to the activities for which data is to be collected; and]
             308          [(d) how the collection of data will verify the presence of alcohol, blood alcohol levels,
             309      and differentiate between persons using other substances of impairment and persons consuming
             310      alcoholic beverages.]
             311          Section 6. Section 53B-17-804 is amended to read:
             312           53B-17-804. Reporting.
             313          (1) (a) The board, through the director and the board chair, shall provide by no later
             314      than July 1 of each year, a written report to[: (i)] the president of the university[; and].
             315          [(ii) the Business and Labor Interim Committee.]
             316          (b) The report required by this Subsection (1) shall:
             317          (i) summarize the center's activities and accomplishments in the immediate proceeding
             318      calendar year; and
             319          (ii) provide information and the board's advice and recommendations on how the state,
             320      university, and the center can:
             321          (A) improve workplace health and safety; and
             322          (B) contribute to economic growth and development in Utah and the surrounding
             323      region.
             324          (2) (a) If the center receives in a fiscal year money from the Eddie P. Mayne
             325      Workplace Safety and Occupational Health Funding Program provided for in Section
             326      34A-2-701 , the center shall provide a written report:
             327          (i) by no later than the August 15 following the fiscal year;
             328          (ii) to the Office of the Legislative Fiscal Analyst;
             329          (iii) for review by the Higher Education Appropriations Subcommittee;
             330          (iv) that accounts for the expenditure of money received in the fiscal year by the center
             331      from the Eddie P. Mayne Workplace Safety and Occupational Health Funding Program
             332      including impact on workplace safety in Utah; and
             333          (v) that includes a preliminary statement as to money the center will request from the
             334      Eddie P. Mayne Workplace Safety and Occupational Health Funding Program for the fiscal
             335      year following the day on which the report is provided.
             336          (b) A report provided under this Subsection (2) meets the reporting requirements under
             337      Subsection 34A-2-701 (5)(b)(i)(B).


             338          Section 7. Section 61-2c-103 is amended to read:
             339           61-2c-103. Powers and duties of the division.
             340          (1) The division shall administer this chapter.
             341          (2) In addition to a power or duty expressly provided in this chapter, the division may:
             342          (a) receive and act on a complaint including:
             343          (i) taking action designed to obtain voluntary compliance with this chapter; or
             344          (ii) commencing an administrative or judicial proceeding on the division's own
             345      initiative;
             346          (b) establish one or more programs for the education of consumers with respect to
             347      residential mortgage loans;
             348          (c) (i) make one or more studies appropriate to effectuate the purposes and policies of
             349      this chapter; and
             350          (ii) make the results of the studies described in Subsection (2)(c)(i) available to the
             351      public;
             352          (d) visit and investigate a person licensed under this chapter, regardless of whether the
             353      person is located in Utah;
             354          (e) employ one or more necessary hearing examiners, investigators, clerks, and other
             355      employees and agents; and
             356          (f) establish fees under Section 63J-1-504 for:
             357          (i) processing an application for licensing or certification; and
             358          (ii) any other function required or permitted by this chapter.
             359          (3) The division shall make rules for the administration of this chapter in accordance
             360      with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, including:
             361          (a) licensure procedures for:
             362          (i) a person required by this chapter to obtain a license with the division; and
             363          (ii) the establishment of a branch office by an entity;
             364          (b) proper handling of money received by a licensee;
             365          (c) record-keeping requirements by a licensee, including proper disposal of a record;
             366          (d) certification procedures for certifying an education provider; and
             367          (e) standards of conduct for a licensee or certified education provider.
             368          (4) The division may by rule made in accordance with Title 63G, Chapter 3, Utah


             369      Administrative Rulemaking Act, require as a condition of maintaining a license or certification
             370      under this chapter that a person comply with a requirement of the nationwide database if:
             371          (a) required for uniformity amongst states; and
             372          (b) not inconsistent with this chapter.
             373          (5) The division shall by rule made in accordance with Title 63G, Chapter 3, Utah
             374      Administrative Rulemaking Act, provide a process under which an individual may challenge
             375      information contained in the nationwide database.
             376          [(6) The division shall annually:]
             377          [(a) review the requirements related to the nationwide database imposed by federal
             378      licensing requirements or the nationwide database on:]
             379          [(i) the division;]
             380          [(ii) a licensee under this chapter;]
             381          [(iii) a certified education provider; or]
             382          [(iv) an approved examination provider; and]
             383          [(b) after the review required by Subsection (6)(a):]
             384          [(i) report to the Business and Labor Interim Committee the impact of the requirements
             385      on the implementation by the division of this chapter; and]
             386          [(ii) recommend legislation, if any, to the Business and Labor Interim Committee
             387      related to how the division should coordinate with the nationwide database.]
             388          [(7)] (6) The division may enter into a relationship or contract with the nationwide
             389      database or another entity designated by the nationwide database to do the following related to
             390      a licensee or other person subject to this chapter:
             391          (a) collect or maintain a record; and
             392          (b) process a transaction fee or other fee.
             393          [(8)] (7) The division shall regularly report the following to the nationwide database:
             394          (a) a violation of this chapter;
             395          (b) licensing or disciplinary action under this chapter; and
             396          (c) other information relevant to this chapter.
             397          [(9)] (8) If a person pays a fee or costs to the division with a negotiable instrument or
             398      any other method that is not honored for payment:
             399          (a) the transaction for which the payment is submitted is voidable by the division;


             400          (b) the division may reverse the transaction if payment of the applicable fee or costs is
             401      not received in full; and
             402          (c) the person's license, certification, or registration is automatically suspended:
             403          (i) beginning the day on which the payment is due; and
             404          (ii) ending the day on which payment is made in full.
             405          Section 8. Section 70C-8-102 is amended to read:
             406           70C-8-102. Powers of department -- Conformity with federal law -- Reliance on
             407      rules -- Consumer education.
             408          (1) In addition to other powers granted by this title, the department, within the
             409      limitations provided by law, may:
             410          (a) receive and act on complaints, take action designed to obtain voluntary compliance
             411      with this title, or commence administrative or judicial proceedings on its own initiative;
             412          (b) counsel persons and groups on their rights and duties under this title;
             413          (c) establish programs for the education of consumers with respect to credit practices
             414      and problems;
             415          (d) make studies appropriate to effectuate the purposes and policies of this title and
             416      make the results available to the public;
             417          (e) adopt, amend, and repeal rules to supplement, interpret, or carry out the provisions
             418      of this title;
             419          (f) maintain offices within this state; and
             420          (g) employ any necessary hearing examiners, clerks, and other employees and agents.
             421          (2) The department may adopt rules that supersede any provisions of this title that are
             422      or come into conflict with the Federal Consumer Credit Protection Act or its implementing
             423      Regulation Z if the department:
             424          (a) finds such a conflict to exist; and
             425          (b) declares that the purpose of superseding this title is to resolve that conflict.
             426          (3) Except for refund of an excess charge, no liability is imposed under this title for an
             427      act done or omitted in conformity with the rule of the department, notwithstanding that after
             428      the act or omission the rule may be amended or repealed or be determined by judicial or other
             429      competent authority to be invalid for any reason.
             430          (4) A rule or any part of a rule adopted by the department under this title may not be


             431      determined by any judicial or other authority to be invalid in whole or in part unless such
             432      judicial or other authority expressly finds that the rule or part of the rule is arbitrary, capricious,
             433      and constitutes an abuse of discretion, or exceeds the authority granted to the department by
             434      this title, or is otherwise unlawful.
             435          (5) The department shall coordinate with representatives of education, government, and
             436      the financial services industry and assist in the preparation of an initiative to develop,
             437      implement, and monitor a financial services education curriculum that is:
             438          (a) to be made available to the public; and
             439          (b) appropriate for use in the public schools.
             440          [(6) Beginning in 1999, the department shall report biennially by no later than
             441      November 30 to the Business and Labor Interim Committee regarding:]
             442          [(a) the need for consumer education programs administered by the department to
             443      promote prudent and beneficial use of credit by consumers; and]
             444          [(b) department efforts to promote the education of consumers with respect to credit
             445      practices and problems, including:]
             446          [(i) its efforts to coordinate, encourage, and assist public and private persons in
             447      developing and operating voluntary educational and debt counseling programs; and]
             448          [(ii) its activities under Subsection (5).]




Legislative Review Note
    as of 11-15-12 2:50 PM


Office of Legislative Research and General Counsel


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